.frkm{--frkm-navy:#0b2341;--frkm-teal:#087e83;--frkm-gold:#f0b52c;--frkm-ink:#183047;--frkm-muted:#657487;--frkm-border:#dce5ec;max-width:1120px;margin:28px auto;padding:0 14px;color:var(--frkm-ink);font-family:inherit;box-sizing:border-box}.frkm *{box-sizing:border-box}.frkm-hero{background:linear-gradient(120deg,#0b2341,#075d70);color:#fff;border-radius:22px;padding:32px 36px;margin-bottom:22px;box-shadow:0 12px 28px rgba(11,35,65,.15)}.frkm-eyebrow{display:inline-block;color:#62d4ce;font-size:12px;font-weight:800;letter-spacing:.12em;margin-bottom:8px}.frkm-hero h2{color:#fff;font-size:clamp(24px,3vw,34px);line-height:1.15;margin:0 0 10px}.frkm-hero p{color:#d9e9f0;margin:0;font-size:16px}.frkm-form{background:#fff;border:1px solid var(--frkm-border);border-radius:20px;padding:24px;box-shadow:0 9px 28px rgba(11,35,65,.07)}.frkm-principal{display:grid;grid-template-columns:minmax(220px,340px) 1fr;align-items:end;gap:18px;padding:18px;background:#f3f8fb;border-radius:14px;margin-bottom:20px}.frkm-principal p{margin:0 0 8px;color:var(--frkm-muted);font-size:14px;line-height:1.5}.frkm-offers{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.frkm-offer{border:1px solid var(--frkm-border);border-radius:16px;padding:20px;background:#fff;min-width:0}.frkm-offer-head{display:flex;align-items:center;gap:12px;margin-bottom:18px}.frkm-offer-head h3{margin:0;color:var(--frkm-navy);font-size:21px}.frkm-offer-badge{width:38px;height:38px;display:grid;place-items:center;background:#fff1c7;color:#835d00;font-weight:800;border-radius:12px}.frkm-field{display:flex;flex-direction:column;gap:7px;margin:0 0 14px;min-width:0}.frkm-field>span{font-weight:700;font-size:13px;color:#30465b}.frkm-field input,.frkm-field select{width:100%;min-height:46px;border:1px solid #cbd7e1;border-radius:10px;padding:10px 12px;background:#fff;color:#1c3043;font:inherit;font-size:15px}.frkm-field input:focus,.frkm-field select:focus{outline:3px solid rgba(8,126,131,.16);border-color:var(--frkm-teal)}.frkm-tax-grid,.frkm-fee-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 12px}.frkm-fee-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:0 10px}.frkm-offer h4{font-size:14px;color:var(--frkm-navy);margin:16px 0 12px}.frkm-tax-note{font-size:12px;color:var(--frkm-muted);margin:-5px 0 8px;line-height:1.45}.frkm-actions{display:flex;gap:10px;flex-wrap:wrap;margin:20px 0}.frkm-actions button{border:0;border-radius:10px;padding:13px 18px;font:inherit;font-weight:800;cursor:pointer}.frkm-submit{background:var(--frkm-gold);color:#162d43;box-shadow:0 5px 14px rgba(240,181,44,.22)}.frkm-submit:hover{filter:brightness(.97)}.frkm-reset{background:#eaf0f4;color:var(--frkm-navy)}.frkm-result{margin-top:18px;border-radius:13px;background:#f4f8fa;padding:15px;min-height:64px}.frkm-result-placeholder{margin:0;color:var(--frkm-muted);font-size:13px}.frkm-result h4{margin:0 0 10px;color:var(--frkm-navy);font-size:15px}.frkm-results-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.frkm-metric{padding:9px 10px;background:#fff;border:1px solid #e4ebf0;border-radius:9px}.frkm-metric span{display:block;color:var(--frkm-muted);font-size:11px;margin-bottom:3px}.frkm-metric strong{display:block;color:var(--frkm-navy);font-size:15px;overflow-wrap:anywhere}.frkm-metric.frkm-highlight{background:#e7f7f4;border-color:#bde9e1}.frkm-comparison{border-left:5px solid var(--frkm-teal);padding:15px 17px;border-radius:10px;background:#eef8f7;color:#163d48;font-weight:700;line-height:1.5;margin:8px 0 18px}.frkm-error{color:#a02c2c;background:#fff1f0;border:1px solid #ffc9c4;border-radius:10px;padding:12px;margin:10px 0}.frkm-disclaimer{color:#69798a;background:#f5f7f9;border-radius:11px;padding:13px 15px;font-size:12px;line-height:1.55;margin:14px 0 0}.frkm-disclaimer strong{color:#30465b}@media(max-width:760px){.frkm{padding:0 10px;margin:18px auto}.frkm-hero{padding:25px 22px;border-radius:17px}.frkm-form{padding:15px;border-radius:16px}.frkm-principal{grid-template-columns:1fr;gap:8px;padding:14px}.frkm-offers{grid-template-columns:1fr}.frkm-offer{padding:16px}.frkm-fee-grid{grid-template-columns:1fr}.frkm-results-grid{grid-template-columns:1fr 1fr}.frkm-actions{display:grid;grid-template-columns:1fr}.frkm-actions button{width:100%}}@media(max-width:390px){.frkm-results-grid{grid-template-columns:1fr}.frkm-hero h2{font-size:23px}}