.frd{--navy:#062b52;--turq:#0f9f9a;--gold:#e6ac2f;color:#334b5e;font-size:16px}.frd *{box-sizing:border-box}.frd-hero{background:linear-gradient(120deg,#062b52,#08717a);color:#fff;border-radius:18px;padding:34px;margin-bottom:22px}.frd-hero span{color:#bff6ee;font-size:12px;font-weight:800;letter-spacing:.1em}.frd-hero h2{color:#fff;margin:8px 0;font-size:31px}.frd-hero p{margin:0;color:#e3f4f4}.frd-form{padding:22px;border:1px solid #dce7eb;border-radius:12px;background:#fff;margin-bottom:16px}.frd-form label{display:block;font-weight:800;color:var(--navy);margin-bottom:8px}.frd-form div{display:flex;gap:10px}.frd-form input{min-width:0;flex:1;padding:12px 14px;border:1px solid #bbcbd3;border-radius:8px;font-size:17px}.frd-form button{border:0;border-radius:8px;background:var(--turq);color:#fff;font-weight:800;padding:0 25px;cursor:pointer}.frd-note,.frd-empty{padding:17px 20px;background:#eef8f7;border-left:4px solid var(--turq);border-radius:8px;margin:15px 0}.frd-table-wrap{overflow:auto;margin-top:20px}.frd table{width:100%;border-collapse:collapse;min-width:900px}.frd th,.frd td{padding:14px 12px;border:1px solid #dce7eb;text-align:center}.frd thead th{background:var(--navy);color:#fff}.frd tbody th{text-align:left;color:var(--navy);background:#f6f9fa}.frd td strong,.frd td span,.frd td small{display:block}.frd td strong{color:var(--turq);font-size:18px}.frd td small{color:#6a7b86}.frd td em{color:#8b989f}.frd-disclaimer{font-size:13px;color:#6a7b86;margin-top:18px}@media(max-width:600px){.frd-hero{padding:26px 22px}.frd-hero h2{font-size:25px}.frd-form div{flex-direction:column}.frd-form button{padding:12px}}
.frd-calc-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,.85fr);gap:20px;align-items:stretch}.frd-calc-form,.frd-calc-result{padding:22px;border:1px solid #dce7eb;border-radius:14px;background:#fff}.frd-calc-form label{display:block;margin:0 0 7px;color:var(--navy);font-weight:800}.frd-calc-form input,.frd-calc-form select{display:block;width:100%;min-height:46px;padding:10px 12px;margin:0 0 16px;border:1px solid #bbcbd3;border-radius:8px;background:#fff;font:inherit;color:#243c4e}.frd-calc-form button{width:100%;min-height:48px;border:0;border-radius:9px;background:var(--turq);color:#fff;font-size:16px;font-weight:800;cursor:pointer}.frd-help{display:block;margin:-9px 0 15px;color:#627784;font-size:12px;line-height:1.5}.frd-calc-result{display:flex;flex-direction:column;justify-content:center;background:#f5faf9}.frd-result-head{padding:18px;border-radius:11px;background:linear-gradient(120deg,#062b52,#08717a);color:#fff}.frd-result-head span,.frd-result-head strong{display:block}.frd-result-head span{font-size:14px;color:#d8efee}.frd-result-head strong{margin-top:5px;font-size:clamp(25px,4vw,34px);line-height:1.2}.frd-calc-result dl{margin:14px 0 0}.frd-calc-result dl div{display:flex;justify-content:space-between;gap:12px;padding:12px 2px;border-bottom:1px solid #dce7eb}.frd-calc-result dt{color:#526976}.frd-calc-result dd{margin:0;color:var(--navy);font-weight:800;text-align:right}.frd-calc-result #frg-net{color:#07877f}.frd-calc-result p{margin:14px 0 0;color:#617783;font-size:13px;line-height:1.5}.frd-calc .frd-note{line-height:1.6}.frd-calc .frd-note a{color:var(--navy);font-weight:700}@media(max-width:720px){.frd-calc-grid{grid-template-columns:1fr}.frd-calc-form,.frd-calc-result{padding:18px}.frd-calc .frd-hero{padding:26px 20px}.frd-calc .frd-hero h2{font-size:25px;line-height:1.2}}