.frbc{--navy:#0b2341;--teal:#0f8f83;--gold:#e6ac2f;--ink:#17263a;--muted:#5d6b79;--line:#dfe7ec;--soft:#f2f7f8;--danger:#b42318;--danger-soft:#fff1ef;--good:#18794e;--good-soft:#edf9f2;max-width:1180px;margin:30px auto 60px;color:var(--ink);font-family:Arial,Helvetica,sans-serif}.frbc *{box-sizing:border-box}.frbc-hero{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(280px,.55fr);gap:34px;align-items:center;padding:46px;border-radius:24px;background:linear-gradient(135deg,#0b2341 0%,#0a4262 62%,#0f8f83 135%);color:#fff;box-shadow:0 18px 45px rgba(11,35,65,.16)}.frbc-eyebrow{display:block;margin-bottom:12px;color:var(--teal);font-size:12px;font-weight:800;letter-spacing:.12em}.frbc-hero .frbc-eyebrow{color:#72dbcf}.frbc-hero h2{margin:0 0 16px;color:#fff;font-size:clamp(31px,4vw,48px);line-height:1.08;letter-spacing:-.035em}.frbc-hero>div>p{max-width:720px;margin:0;color:#dcebf1;font-size:17px;line-height:1.7}.frbc-privacy{display:flex;gap:13px;padding:20px;border:1px solid rgba(255,255,255,.18);border-radius:17px;background:rgba(255,255,255,.09)}.frbc-privacy>span{display:grid;flex:0 0 28px;width:28px;height:28px;place-items:center;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:900}.frbc-privacy p{margin:0;color:#eaf4f6;font-size:13px;line-height:1.55}.frbc-privacy strong{color:#fff}.frbc-form{margin-top:24px}.frbc-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:start}.frbc-input-card{padding:26px;border:1px solid var(--line);border-radius:19px;background:#fff;box-shadow:0 9px 26px rgba(11,35,65,.06)}.frbc-input-card:nth-child(2){grid-row:span 2}.frbc-card-heading{display:flex;gap:14px;align-items:flex-start;padding-bottom:18px;margin-bottom:18px;border-bottom:1px solid #e9eef1}.frbc-step{display:grid;flex:0 0 39px;width:39px;height:39px;place-items:center;border-radius:12px;background:var(--soft);color:var(--teal);font-size:12px;font-weight:900}.frbc-card-heading h3{margin:1px 0 5px;color:var(--navy);font-size:20px}.frbc-card-heading p{margin:0;color:var(--muted);font-size:13px;line-height:1.45}.frbc-fields{display:grid;gap:14px}.frbc-fields-two{grid-template-columns:1fr 1fr}.frbc-field{display:block}.frbc-field>span:first-child{display:block;margin-bottom:7px;color:#344456;font-size:13px;font-weight:700}.frbc-money-wrap{position:relative;display:block}.frbc-money-wrap input{width:100%;height:48px;padding:0 50px 0 13px;border:1px solid #cad6dd;border-radius:10px;background:#fbfdfe;color:var(--navy);font:700 16px/1 Arial,Helvetica,sans-serif;transition:border-color .2s,box-shadow .2s,background .2s}.frbc-money-wrap input:focus{outline:none;border-color:var(--teal);background:#fff;box-shadow:0 0 0 3px rgba(15,143,131,.14)}.frbc-money-wrap>span{position:absolute;right:13px;top:50%;transform:translateY(-50%);color:#7b8994;font-size:12px;font-weight:800}.frbc-actions{display:flex;justify-content:center;gap:12px;margin:26px 0 0}.frbc-primary,.frbc-secondary,.frbc-print{border:0;border-radius:11px;font-weight:800;cursor:pointer;transition:transform .18s,box-shadow .18s,background .18s}.frbc-primary{padding:15px 25px;background:var(--gold);color:var(--navy);font-size:15px;box-shadow:0 8px 18px rgba(230,172,47,.24)}.frbc-primary:hover{transform:translateY(-1px);box-shadow:0 11px 23px rgba(230,172,47,.32)}.frbc-secondary{padding:15px 22px;background:#e8eff2;color:var(--navy);font-size:14px}.frbc-primary:focus-visible,.frbc-secondary:focus-visible,.frbc-print:focus-visible,.frbc-next-step a:focus-visible,.frbc-faq summary:focus-visible{outline:3px solid rgba(15,143,131,.35);outline-offset:3px}.frbc-form-error{max-width:620px;margin:14px auto 0;padding:12px 16px;border-radius:10px;background:var(--danger-soft);color:var(--danger);font-weight:700;text-align:center}.frbc-results{scroll-margin-top:90px;margin-top:34px;padding:34px;border:1px solid #d7e4e7;border-radius:23px;background:linear-gradient(180deg,#f7fbfb,#eef6f7);box-shadow:0 14px 35px rgba(11,35,65,.08)}.frbc-results[hidden]{display:none}.frbc-results-head{display:flex;justify-content:space-between;gap:20px;align-items:flex-end;margin-bottom:24px}.frbc-results-head h3{margin:0;color:var(--navy);font-size:29px;letter-spacing:-.02em}.frbc-print{padding:10px 14px;border:1px solid #cbd9de;background:#fff;color:var(--navy)}.frbc-summary{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.frbc-summary article{padding:21px;border:1px solid #dce6e9;border-radius:15px;background:#fff}.frbc-summary span{display:block;margin-bottom:8px;color:var(--muted);font-size:13px}.frbc-summary strong{display:block;color:var(--navy);font-size:25px;line-height:1.15}.frbc-summary small{display:block;margin-top:7px;color:var(--muted);font-weight:700}.frbc-balance-card.is-positive{border-color:#b5dec5;background:var(--good-soft)}.frbc-balance-card.is-positive strong,.frbc-balance-card.is-positive small{color:var(--good)}.frbc-balance-card.is-negative{border-color:#efc1bb;background:var(--danger-soft)}.frbc-balance-card.is-negative strong,.frbc-balance-card.is-negative small{color:var(--danger)}.frbc-analysis-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:18px;margin-top:18px}.frbc-chart-card,.frbc-ratios{padding:23px;border:1px solid #dce6e9;border-radius:17px;background:#fff}.frbc-chart-card{display:flex;gap:24px;align-items:center}.frbc-donut{position:relative;display:grid;flex:0 0 150px;width:150px;height:150px;place-items:center;border-radius:50%;background:conic-gradient(#dfe7ec 0 100%)}.frbc-donut:after{position:absolute;inset:20px;border-radius:50%;background:#fff;content:""}.frbc-donut>div{position:relative;z-index:1;width:100px;text-align:center}.frbc-donut strong{display:block;color:var(--navy);font-size:23px}.frbc-donut span{display:block;margin-top:4px;color:var(--muted);font-size:11px;line-height:1.25}.frbc-legend{display:grid;flex:1;gap:12px;margin:0;padding:0;list-style:none}.frbc-legend li{display:grid;grid-template-columns:10px 1fr auto;gap:8px;align-items:center;color:var(--muted);font-size:12px}.frbc-legend li>span{width:10px;height:10px;border-radius:3px}.frbc-legend .is-essential{background:var(--teal)}.frbc-legend .is-debt{background:var(--gold)}.frbc-legend .is-flexible{background:#6f7f91}.frbc-legend strong{color:var(--navy);font-size:12px}.frbc-ratios{display:grid;gap:20px}.frbc-ratios article>div:first-child{display:flex;justify-content:space-between;gap:15px;margin-bottom:8px;color:#465666;font-size:13px;font-weight:700}.frbc-ratios strong{color:var(--navy)}.frbc-meter{height:9px;overflow:hidden;border-radius:99px;background:#e5ecef}.frbc-meter span{display:block;width:0;height:100%;border-radius:inherit;background:linear-gradient(90deg,var(--teal),#25afa2);transition:width .35s ease}.frbc-meter span.is-high{background:linear-gradient(90deg,var(--gold),#d87620)}.frbc-guidance{display:grid;grid-template-columns:1fr 1fr;gap:13px;margin-top:18px}.frbc-advice{padding:17px 18px;border-left:4px solid #8da0ad;border-radius:11px;background:#fff}.frbc-advice strong{display:block;margin-bottom:6px;color:var(--navy)}.frbc-advice p{margin:0;color:var(--muted);font-size:13px;line-height:1.55}.frbc-advice.is-good{border-left-color:var(--good)}.frbc-advice.is-warning{border-left-color:var(--gold)}.frbc-advice.is-danger{border-left-color:var(--danger)}.frbc-next-step{display:flex;justify-content:space-between;gap:24px;align-items:center;margin-top:22px;padding:24px;border-radius:17px;background:var(--navy);color:#fff}.frbc-next-step .frbc-eyebrow{color:#72dbcf}.frbc-next-step h3{margin:0 0 7px;color:#fff;font-size:21px}.frbc-next-step p{max-width:670px;margin:0;color:#cfdee7;font-size:13px;line-height:1.55}.frbc-next-step a{flex:0 0 auto;padding:13px 17px;border-radius:10px;background:var(--gold);color:var(--navy);font-size:13px;font-weight:900;text-decoration:none}.frbc-guide{margin-top:50px}.frbc-guide>h2{margin:0 0 13px;color:var(--navy);font-size:32px;letter-spacing:-.02em}.frbc-guide>p{max-width:850px;margin:0;color:var(--muted);font-size:16px;line-height:1.7}.frbc-guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:25px}.frbc-guide-grid article{padding:23px;border:1px solid var(--line);border-radius:15px;background:#fff}.frbc-guide-grid article>span{display:grid;width:34px;height:34px;place-items:center;margin-bottom:16px;border-radius:10px;background:var(--soft);color:var(--teal);font-weight:900}.frbc-guide-grid h3{margin:0 0 9px;color:var(--navy);font-size:18px}.frbc-guide-grid p{margin:0;color:var(--muted);font-size:13px;line-height:1.6}.frbc-faq{margin-top:24px;border-top:1px solid var(--line)}.frbc-faq details{border-bottom:1px solid var(--line)}.frbc-faq summary{padding:18px 4px;color:var(--navy);font-weight:800;cursor:pointer}.frbc-faq details p{max-width:900px;margin:-4px 0 18px;padding:0 4px;color:var(--muted);line-height:1.65}.frbc-disclaimer{margin-top:30px;padding:15px 18px;border-radius:11px;background:#f3f5f6;color:#65727d;font-size:12px;line-height:1.55}.frbc-disclaimer strong{color:#465462}@media(max-width:900px){.frbc{margin-top:20px}.frbc-hero{grid-template-columns:1fr;padding:34px}.frbc-form-grid{grid-template-columns:1fr}.frbc-input-card:nth-child(2){grid-row:auto}.frbc-analysis-grid{grid-template-columns:1fr}.frbc-guide-grid{grid-template-columns:1fr}.frbc-next-step{align-items:flex-start;flex-direction:column}}@media(max-width:620px){.frbc-hero{padding:28px 22px;border-radius:18px}.frbc-hero h2{font-size:32px}.frbc-hero>div>p{font-size:15px}.frbc-input-card{padding:21px 17px}.frbc-fields-two{grid-template-columns:1fr}.frbc-actions{align-items:stretch;flex-direction:column}.frbc-results{padding:24px 16px}.frbc-results-head{align-items:flex-start;flex-direction:column}.frbc-results-head h3{font-size:24px}.frbc-summary{grid-template-columns:1fr}.frbc-chart-card{align-items:flex-start;flex-direction:column}.frbc-donut{align-self:center}.frbc-guidance{grid-template-columns:1fr}.frbc-next-step a{width:100%;text-align:center}.frbc-guide>h2{font-size:27px}}@media print{body *{visibility:hidden}.frbc-results,.frbc-results *{visibility:visible}.frbc-results{position:absolute;left:0;top:0;width:100%;margin:0;box-shadow:none}.frbc-print,.frbc-next-step{display:none!important}}